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EFSnet Web Services: Enterprise Class Solution

R e l i a b i l i t y : A Redundant, Scalable Design

In the world of payment processing, nothing is more important than reliability. In the Internet domain, reliability is directly related to operating on a redundant, scalable architecture.   To accomplish this, EFSnet Web servers exist in two geographically-distinct data centers. Within each data center, a "Noah's Ark" approach is employed, whereby every critical piece of hardware is assembled in pairs. This redundant architecture ensures that inevitable hardware failures do not halt the flow of transactions. When hardware failures do occur, an elaborate system of automated health checks trigger alerts to our around-the-clock staff of network engineers.

The EFSnet platform is highly scalable, allowing EFSnet to handle increasing amounts of simultaneous transactions. Merchants are not tied to using a single server. Every transaction that passes through our system is load-balanced, so the least-busy server handles the incoming transaction. Increasing EFSnet scalability is simply a matter of adding more servers!

S e c u r i t y

As security is of paramount importance to both merchants and their customers, every aspect of the EFSnet platform has been developed to ensure that all sensitive information is protected throughout the payment process. Encryption of data using 128-bit SSL (HTTPS) prevents data from being compromised during transmission. A multi-tier server design keeps transaction data that is stored in the EFSnet database isolated from front-end Web servers, with firewall protection between the tiers to keep intruders out. Intrusion-detection software triggers alerts if intruders get in, and database encryption prevents the exposure of confidential information. In addition, automated rules-based monitoring of merchant account activity detects unusual or potentially fraudulent behavior.

S P E E D

While having access to a reliable and secure payment platform is a basic requirement when selecting a payment processor, transaction speed is also a major concern. Waiting for real-time authorizations can be agonizing for both merchants and customers, particularly with POS dial-up terminals that must initiate a new call for each transaction. Using a static Internet connection, "Faster-Than-Cash" is a reality, as an average EFSnet credit card transaction takes just 2 to 3 seconds.


All combined, the reliability, security, and speed of EFSnet Web Payment Services qualifies EFSnet as a true Enterprise class payment services solution.
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